There’s a trick that dieters know: Cut calories in places where you’re unlikely to even notice them. Put less sugar in your coffee or less butter on your toast. Or replace colas with water. That same trick works for budgeters. If you save money in small ways without feeling the pinch, you’re inclined to keep it up. Savings may be small at first, but over, say, 12 months, they add up…
Read the full article here
